Spend Money More Wisely
I’m starting this by creating a budget & tracking my monthly expenses. Hopefully I’ll acquire smart spending (& saving) habits for life. I’m going to get started by using a monthly budgeting Excel document that I saved a few years ago. If you’re interested, you can download it here through SendSpace. We’ve also decided to cook more meals at home, not eat out at all during the week, & to start using a grocery list for planned grocery shopping days. We make a lot of impulse decisions at the grocery store, we buy ingredients for one meal at a time, & we don’t plan ahead with a menu. This year I want to quit all of that so we can save money, & hopefully eat a little healthier.
Reach My Savings Goal … & Continue Saving
Since I became employed full time in June, I’ve been storing away roughly half of each paycheck. My paychecks are by no means substantial, but right now I have almost no bills to pay, thanks to my parents. Halfway through June I’ll reach my savings goal that Andrés & I agreed upon as being the major prerequisite before we start the process of moving in together. We both recognize I’m in an amazingly blessed position to be able to graduate with no debt & to be able to save like crazy, so we agreed I should put a good chunk of money away while I can afford to.
Move Into a Career Position That Offers Advancement (& Better Pay!)
I hope to be able to move into a career advancing position within the next six months. My current position, which is low-stress & easy, is not at all challenging & does not offer me room to advance my career. It is the perfect job for someone who’s working while finishing up school, but now I feel like I’m ready to take on more. I’m going to polish up my resume & start seeing what’s out there for me. I am terrified & excited. Mostly terrified.
Move Out of My Parents’ House
My parents were gracious enough to let me live at home rent-free through the last 3.5 years college, & even through working full-time. They are extremely generous by paying a lot of my bills while I save up enough money to be able to move out. I’m not sure how long they’ll let this arrangement stand, but I’m not going to overstay my welcome. After I reach my savings goal in June, I will to start the process of moving out of my parents house.
DIY More Projects
I want to start creating some of the projects I have saved up in my bookmarks folder. Starting with these map coasters that will go lovely in Andrés’ condo. I also want to create an elephant print like this one on Etsy. When we move in together, I want to build a headboard for our bed using this tutorial from YHL & this tutorial from Jen Woodhouse.
Well, there you go.
I guess 2011 is going to be a busy year for me & for us. 2010 was pretty fantastic: I started working full-time, I made a couple awesome new friends (one of which I have a baking date with tomorrow!), Andrés & I celebrated our one year anniversary in April (& our two year is fast approaching!), we took trips to Philly, Williamsburg, West Virginia, & New Jersey & booked our Boston trip for February. I hope 2011 blesses us just richly.